EXPAT SERVICES GMBH DUBAI BRANCH, a branch office of EXPAT SERVICES GmbH located in Hamburg, Germany, provides unique insurance products for companies and employees. A health insurance portfolio is available called the Expat Series. These products are fronted through Emirates Insurance and reinsured 100% through HanseMerkur Insurance Group from Hamburg, Germany. Policy administration is carried out by EXPAT SERVICES GMBH DUBAI BRANCH. The claims administration and customer support related to claims and direct settlement facility is provided through a locally designated ThirdParty Administrator (TPA).